Visa and Mastercard Raised the Hidden Fees Under Your Virtual Card (2026)
Visa doubled its DCSF and Mastercard removed the DEF cap. How these network fees travel down to your virtual card pricing, and how to tell cost pass-through…
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Industry News
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VCC INSIGHTS
Advertise on VCCDir - Sponsorship & Official Verification
Partner with VCCDir: Featured placements, Official Verified badge and a direct data-update channel. Rankings and ratings are never for sale; every paid relat…
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China's Credit Card Slump 2026 and the Virtual Card Boom
China's credit card count fell below 700 million as banks pulled 42+ co-branded products in early 2026. Here is what the contraction does to cross-border pay…
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One-Hour Card Death: Issuer Switch Risk for Virtual Cards
Ready Card gave non-EEA users one hour before deactivation. Who stands behind your virtual card, warning signs, and how to hedge issuer-switch risk.
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Can Digital Yuan Replace Virtual Cards? 2026 Boundary Check
Digital yuan 2.0 now pays interest, Hong Kong merchant acceptance grew 16x in a year, and 26 banks joined the CBETS platform. It still can't pay your ChatGPT…
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Featured
BOC Mastercard Fraud 2026: Brazil Charges, Apple Pay and the SPDB Replay
Bank of China Mastercards appear hit by mass fraud: Brazil-located charges, cards never leaving wallets, Apple Pay holders at the front of the queue. We brea…
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Virtual Card Balances: License Tiers and Custody Checks
Virtual card balance safety depends on the license tier: SVF custody, MSO prepayments, and unlicensed ledgers differ sharply. A five-minute check.
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MiCA Deadline Passed: Check If Your Crypto Card Platform Still Has an EU Licence
The MiCA transition period ended on 1 July 2026: crypto card platforms without CASP authorisation can no longer serve EU users. Here is how to verify a platf…
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Your virtual card number changed. The subscription followed
VAU/ABU and subscription cancellation: issuer and merchant rules control
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