AIPay

AIPay (aipaycards.com) is a virtual-card service built for Chinese users paying for overseas AI/SaaS: per the official site, one controllable card handles ChatGPT, Claude, OpenAI API, Cursor and Gemini subscriptions, card-binding verification and auto-renewals.

Official claims (verified 2026-10-23)

• Fees: the on-site calculator's sample shows a $2.00 issuance fee, top-up service fee by membership tier, and a $2.00 safety buffer (confirm via the live calculator)
• Funding: USDT to a fixed deposit address; Alipay/WeChat via manual review
• Features: separate cards per scenario (AI subscription / API / SaaS); console shows authorizations, settlements, refunds, releases and long-cycle billing alerts; failed payments can be troubleshot from transaction context
• Card-issuing API for teams/agents

Caveats

• Manual Alipay/WeChat top-ups mean settlement lag
• Membership-tier fee details are not published on the homepage — run the calculator before funding