Bleap Card (Self-Custodial Mastercard)

Bleap is a self-custodial crypto Mastercard debit card from Europe (Bleap SIA, Latvia): funds stay in your own MPC wallet and are converted at Mastercard interbank rates only at the moment of purchase — no custodial pre-load. It supports 5,000+ assets across Arbitrum/Solana/Base, charges 0% FX with no monthly fee, and pays cashback automatically in USDC (2% base, up to 20% on select merchant promotions). Virtual cards support Apple Pay/Google Pay; physical cards and global ATM withdrawals are available.

Fees (official terms, verified 2026-10)
· Issuance: free; no monthly/annual fee
· FX: 0% (no markup, no weekend spread); crypto settles at interbank rates with no platform spread on card spending
· Cashback: 2% base (category caps apply), up to 20% on select promotions, auto-credited in USDC
· Savings vaults (not card balance) up to ~3.83% AER in USD

⚠️ Risk warning
· Trustpilot shows user complaints of cards/in-app transactions blocked without explanation and funds (e.g. 2,585 EUR) frozen with slow support response — self-custody does not remove card-clearing and compliance counterparty risk controlled by Bleap and its issuers
· EEA residents only (light KYC under MiCA; Bleap SIA has received its MiCA license); not available in mainland China or the US
· Best for: EEA users wanting a zero-FX crypto spending card; non-EEA users should see other options in this directory