Cashi

Cashi is a stablecoin spending app operated by Hong Kong-incorporated Cashi Ltd.: deposit USDT/USDC, hold the balance in USD, and spend via a USD-denominated virtual Visa debit card online, on subscriptions, and in-store through Google Pay. Card issuance is free with no monthly or inactivity fee; 0% on USD spend and a 1% conversion fee on non-USD purchases. Cashback runs 3% subscriptions / 2% online shopping / 1% travel with monthly caps per the official terms; Apple App Store-billed subscriptions do not earn. Regulated components are performed by GBP Payments Corp., a FINTRAC-registered MSB in Canada. Available in 100+ countries, excluding US persons. Official site: https://cashi.com/