COCA (Visa Card)

COCA is a crypto super-app blending DeFi with everyday spending: a self-custody wallet plus Visa debit card in one, with tiered cashback up to 8% (Elite earns 8% on the first 10,000 USD/month, then 1% unlimited), 50% cashback on selected subscriptions (categories unlocked by tier), accepting USDT, USDC, USDS and other stablecoins with zero-KYC basic features.

Products
· Self-custody wallet + Visa debit card; virtual and physical forms; top up via EUR/USD IBAN
· MPC secure multi-party computation, user-held keys; zero-fee token swaps; up to 5% balance APY
· USDT/USDC/USDS and more stablecoin top-ups, accepted at 100M+ Visa merchants in 200+ countries

Cashback & recognition
· Tier ladder (official docs): Starter 1% unlimited; Standard 3% on first 1,000 USD/month; Standard+ 4% on first 1,750 USD; Premium 5% on first 2,500 USD; Premium+ 6% on first 5,000 USD; Elite 8% on first 10,000 USD — beyond the band every tier returns to 1% unlimited
· 50% cashback (not a discount) on selected subscriptions, unlocked by tier
· Product Hunt #1; 'Next Financial Revolution' award (CONF3RENCE 2024)