CoinePay

CoinePay is a US-based compliant virtual-card platform holding a US MSB license, issuing Visa/Mastercard virtual cards with regulated bank partners; focused on AI-subscription and global payment scenarios — ChatGPT Plus, Claude, Midjourney, Netflix, Spotify, Adobe, Apple, Google Play and thousands more.

Compliance
· US MSB license, cards issued with regulated banks — a relatively solid compliance base

Scenarios
· Thousands of platforms: ChatGPT Plus, Claude, Midjourney, Netflix, Spotify, Adobe, Apple, Google Play
· Email or phone sign-up, simple registration; cards usable for subscriptions, ad spending and e-commerce right away

Tips
· For Chinese outbound users and AI-subscription users who value compliance credentials
· Confirm current fees, segments and KYC before applying; test approval and settlement speed small first