CrestCard

CrestCard (credit.hunanxiaojunzi.com) is a virtual-card platform centered on "no BIN selection, one card everywhere"; its merchant profile lists KuaJing Wanli Limited (US, registered 2026). Funding rails aggregate licensed providers WorldFirst, Airwallex and PhotonPay.

Merchant-profile claims (Veryfb listing, self-submitted, 2026-10)

• Selling points: no FX purchase, flexible limits, unlimited issuance; claims universal platform/country coverage regardless of BIN or issuing country
• Scenarios: AI subscriptions (Claude/GPT), ad spend (FB/Google/TK), e-commerce sourcing, servers and domains
• Refunds (self-submitted): withdrawal at $4 + 3% per transaction within 7 working days; accounts with >50% chargeback rates or <$500 total deposits face withdrawal restrictions
• Funding: $20 minimum (the profile itself says "confirm against actual rules")

Caveats

• The site lives on a hosted subdomain rather than a brand domain — watch for lookalikes
• 2026-registered entity with an aggregator model; "no BIN selection" removes per-merchant card choice — test pass rates small first