Gate Card (Gate.io Crypto Debit Card)

Gate Card is the exchange-linked debit card from Gate (Gate.io/Gate.com), issued on Visa/Mastercard with virtual and physical variants. It spends directly from your Gate exchange balance with no separate card top-up, and supports Apple Pay and Google Pay.

Fees & cashback (official terms, verified 2026-10)
· Issuance: virtual card temporarily free (official fee page); no monthly or annual fee
· First load: 10 USDT minimum into card balance (check the live apply page)
· VIP-tiered cashback: ~1% for lower tiers (5-50 USDT monthly redemption cap), up to 2%-5% at VIP 8-14; points redeemable for USDT/BTC/ETH/USDC and more
· Crypto conversion fee ~0.9% per purchase; FX ~0.4% on the USD card, ~0.2% in-EEA / 2% outside on the EUR card
· Instant spend supports USDT/BTC/ETH/GT; prepaid mode covers a wider asset range

Notes
· The advertised "up to 8% cashback" is reachable only by top VIP tiers on select promotions; typical users net ~1% under monthly caps, and the conversion fee eats much of it
· Availability per Gate's restricted-region list (US, mainland China etc. excluded); funds are custodial on the exchange
· Verified 2026-10-19; always confirm on the official fee page