Gemini Credit Card

The Gemini Credit Card is issued by Gemini, the US-licensed exchange (NYDFS-regulated), and pays rewards in crypto: officially "up to 4% crypto back with no annual fee" - but the 4% tier applies only to the first $300 of eligible spend per month, reverting to 1% after. It is one of the few crypto cards in true credit-card form rather than debit/prepaid.

Listing verification (2026-11-10)

• Official product page reachable (HTTP 200);
• The reward structure (4% on the first $300/month of eligible spend, then 1%) is quoted verbatim from the site;
• As a US licensed-exchange product, KYC and a US credit check are mandatory;
• Availability is US-focused; check the state list on the site before applying.

Entity & licence check (2026-11-11) - verifiable: the issuer is Gemini Trust Company, LLC (named in the legal-page footer, NMLS #1518126 - searchable in the public NMLS registry), a New York State-chartered trust entity under NYDFS supervision. A true credit card inside the US banking/credit system. Transparency grade: highest among comparable entries here.