HyperPay HyperCard

HyperCard is the crypto-card line of multi-chain wallet HyperPay, offering USD and EUR virtual and physical cards on Mastercard/Visa rails: top-ups in 20+ coins (BTC/ETH/USDT/USDC...), and an officially confirmed $0.5 surcharge per transaction on USD virtual (subscription) cards (official notice, Jan 2025).

Listing verification (2026-11-10, official site + help center)

• Passport-only applications (national IDs rejected); one passport may hold one USD physical, one USD virtual, one EUR physical and one EUR virtual card;
• Physical cards exclude several countries/regions including mainland China, Russia and Iran; virtual cards activate within 48 hours, physical cards take 1-2 months to produce and ship;
• EUR virtual cards carry a EUR 1 monthly fee and 1% FX fee per a third-party directory (not directly verified on the official site); the USD-virtual $0.5/transaction surcharge is an official notice;
• Top-ups settle automatically within 15 minutes; EUR cards are non-refundable on failed review (USD cards refundable).

The "149U/269U issuance fee" figure circulating in comparison tables could not be re-verified on the official site - treat the HyperCard checkout page as authoritative.

Entity & licence check (2026-11-11) - partially verifiable: the official help center (help.hpx.com) was blocked by WAF (403) this pass; third-party directories record HyperCard as issued by Paytend, a Lithuanian EMI (BIN 55547488; EUR virtual EUR 1/month + 1% FX) - not directly verified on the official site. Passport KYC officially required. Transparency grade: medium.