iCard

iCard (founded 2007 in Varna, Bulgaria, per its official about page) is a veteran European digital wallet: a self-described principal member of Visa, American Express, Mastercard, BORICA, SWIFT and SEPA, serving 1.8M+ clients across 30+ countries (LinkedIn figures).

Official claims (verified 2026-10-23)

• Personal: digital wallet with multi-card management across Standard/Infinite/Metal plans; Click to Pay, mobile payments, gift cards and e-vignettes
• Business: iCard for Business accounts plus issuing
• Multi-currency hold/transfer/withdraw; virtual and physical cards

Tips

• Primarily for EEA residents; KYC requires European-issued documents
• 18 years of operation plus principal-member status put it in the conservative tier of European wallets
• For Chinese users: European residency and documents needed; no Chinese-language support

Related review: VirtualCardx iCard review (virtualcardx.com).