KemyCard

KemyCard is a crypto-payment platform with virtual cards founded 2024, MSB-licensed and serving 190+ countries; unlimited virtual Visa/Mastercard cards and a physical Mastercard (NFC, ATM, Apple Pay, Google Pay) — notably with a Telegram-bot issuance channel requiring no KYC.

Products
· Unlimited virtual Visa/Mastercard; physical Mastercard (NFC, ATM, Apple Pay, Google Pay)
· USDT/USDC/BTC/ETH/SOL top-up; multi-currency accounts (EUR/USD/GBP/MXN/BRL)
· Telegram-bot issuance without KYC; web requires KYC; 3,000+ brand gift cards; API

Fees (official Pricing page, checked 2026-09)
· Virtual card: 15 USD purchase (3-year validity), 2 USD monthly fee, transaction fee 3.5% + 1 USD; top-ups under 100 USD cost 1.5 USD flat, 100 USD and above 1.25%; unlimited cards, max balance 100,000 USD, max 10,000 USD per transaction, minimum top-up 5 USD
· Physical card: 250 USD order (DHL Express shipping included), 10 USD monthly fee, one card per user; daily spend cap 50,000 USD, monthly ATM cap 15,000 USD
· Identity: full eKYC executed with Sumsub (automated ID + biometric verification); limits and fees may change with compliance, currency and issuing partner

Notes
· Confirm current fees, KYC requirements and segment availability via official channels before first use
· Test target-merchant approval small before scaling