Nexo Card

The Nexo Card is a dual-mode Mastercard from Nexo (operating since 2018), issued by DiPocket UAB: Credit Mode borrows against crypto collateral (from 1.9% APR), Debit Mode spends stablecoins, crypto and FiatX balances (EURx/USDx/GBPx) with drag-and-drop asset prioritization. Benefits scale with Nexo Loyalty Tiers rather than card tiers; virtual and physical formats.

Official fee highlights

• No monthly, annual or inactivity fees; virtual card free to activate
• Free ATM withdrawals up to €2,000 / £1,800 per month (loyalty-tier dependent)
• Cashback up to 2% (Credit Mode, portfolio > $5,000)

Thresholds and regions

• Virtual card needs a ≥ $50 portfolio; physical needs ≥ $5,000, Gold/Platinum Loyalty Tier and an active virtual card
• Official eligibility: selected European countries (EEA, Andorra, Monaco, UK) plus Argentina and other selected jurisdictions; mainland China, Hong Kong and US residents not listed; check the in-account Card tab

KYC

Mandatory (Sumsub; EEA residents need EEA-issued documents, driver's licenses not accepted; liveness and phone verification). Per Nexo: products are "only accessible after your identity has been verified".