OKX Crypto Card

The OKX Crypto Card is OKX's (founded 2017) crypto payment card. In the EEA it is a Mastercard-network virtual card (OKX Europe Limited as Programme Manager); in Africa and South Asia it runs on Mastercard and Visa. There is no card tier ladder — benefits follow OKX VIP levels.

Official fees (EEA/Africa/South Asia)

• Official fee tables: card fee none, transaction fee none, FX fee none — per the terms, "there are no issuance fees, monthly fees, annual fees, or inactivity fees"
• Stablecoin-to-fiat conversion carries a 0.1% market spread; non-EUR rates set by Mastercard with no OKX markup

Availability (official)

• EEA: EU plus Norway (Iceland and Liechtenstein excluded)
• Africa (July 2026): Ghana, Nigeria, Uganda, Rwanda, South Africa; South Asia: Pakistan (August 2026); a Product Disclosure Statement exists for Australia
• The US, mainland China and Hong Kong are not listed as eligible

Funding and KYC

• Spends stablecoins directly from the OKX Pay wallet (EEA: USDC/USDG; Africa/South Asia add USDT), auto-converting to fiat (EUR settlement in EEA) — no manual top-up step
• KYC mandatory: advanced identity verification required; Agreement 4.2: no card before identity verified