PST.NET

PST.NET is a premium virtual-card platform for ad/media-buying teams: Visa/Mastercard virtual prepaid cards (USD/EUR) claiming 20+ BINs across 5 partner banks in the US and Europe (no BIN digits published — left blank in our database). Known for platform-specific ad cards (Google, TikTok, Microsoft, LinkedIn, Reddit) and 3% cashback.

Official claims (verified 2026-10-23)

• Lineup: Ultima Card (general spend), per-platform ad cards, PST Private subscription (high-volume spend + team controls), browser extension
• Tiered KYC: first card with just email + messenger handle (under $500 aggregate); above $500, mandatory Sumsub biometric eKYC
• Funding: USDT (TRC20/ERC20) and BTC; the terms define issuance as "a loan secured by Virtual Items" — a custodial model
• Terms: does not serve US citizens/residents; professional (media buying) use only, not personal consumption

Risk notes (important)

• Muddled entity disclosure: the official ToS names PSTNE (England and Wales); third-party reviews cite different entities (ADV Summit Advisors Limited, Turks and Caicos) — treat the ToS as canonical but unverified
• Documented community complaints of frozen funds and withdrawal delays; funds are not segregated client money
• No issuing bank named; test small and keep balances low