Qbit

Qbit (qbitnetwork.com) is a cross-border cash-management platform for global businesses — 40k+ company clients per its own claims — offering multi-currency global accounts (14+ currencies), pay-ins (linked to Shopify, PayPal and similar platforms for automatic reconciliation), pay-outs and the Quantum card.

Official claims (verified 2026-10-22)

• Card product: Quantum card — "can be used wherever Visa and MasterCard are accepted", with shared budgets and no foreign exchange conversion
• Credentials: the footer states Visa Principal Member; the operator holds a Zhejiang ICP licence (19050323-1), i.e. a China-registered entity
• Accounts: 14+ currency business accounts, with opening "completed within one working day"
• Product line: Global Account, Qbit Cards, Pay-outs, API/BaaS

Positioning and fit

• B2B by design: enterprise accounts plus card issuing for cross-border e-commerce teams, not a retail personal VCC
• Fits compliant cross-border businesses needing multi-currency flows, ad-spend cards and shared team budgets
• Not for individuals or gray-zone use: business KYC and compliance review gate onboarding

Merchant-profile addendum (Veryfb listing, self-submitted, 2026-10)

• Entity (per the merchant profile): AILINGUAL LIMITED (Hong Kong, registered 2019); blue-tier since 2026-03
• Credentials (self-submitted): HK MSO and TCSP licences, US MSB registration, PCI DSS Level 1; Series B1 from ZhenFund and FreeS Fund among others; 40,000+ businesses, $6B+ cumulative volume
• Claims 13 BIN resources (no digits published — left blank)
• Refunds (self-submitted): real-time card cancellation with balances to the Qbit account; account closure refunds in 1-3 working days