RDVCC Rongda Virtual Credit Card

RDVCC is a virtual card service for Chinese-speaking users offering Visa, Mastercard and US-card segments, funded via USDT, with a Chinese/English/Russian interface; the September 2026 pricing page shows a flat 0.5% deposit fee, card fee from 1 USD and zero monthly/annual/closure fees (verified 2026-09-13).

Fees (post 2026-08 revision)
· USD (USDT) deposit fee flat 0.5% (no tiering), minimum deposit 35 USD; per-segment pricing shown live on the card-opening page
· Card fee from 1 USD/card; monthly, annual, idle and card-closure fees all zero; the card balance is refunded in full to the account balance
· Card reload fee is tiered by monthly loaded volume: 2% under $1k, 1.5% at ≥$1k, 1% at ≥$5k, 0.8% at ≥$10k, 0.5% at ≥$50k — tier applies the same month and the difference is auto-refunded · Balance withdrawal no longer requires account closure: fixed 2 USD per withdrawal, 24-hour cooling period (revocable), minimum 3–12 USD; merchant refunds 1 USD each for the first 2 per rolling 30 days, then 2%–6% (min 1 USD) by refund rate

Limits & onboarding
· Max 2 active cards at a time, 3 lifetime
· Email verification plus real name required; low-risk users exempt from KYC per official wording

⚠️ Entity & track-record risk
· Footer entity is now AGGS TECHNOLOGY SERVICES CO., LIMITED while the July 2026 ToS still named Winvest — entity changed within months without explanation
· rdvcc.com registered 2026-05-18, very short brand history
· "99%+ approval" and "licensed issuance chain" are platform self-claims
· Test small, clear balances monthly, do not park large funds

Calculating actual cost
A low issuance fee is only one layer of the total cost. Users should also account for account funding, loading money onto the card, blockchain gas, failed authorizations and the conditions for withdrawing the remaining balance. Creating and loading several cards can repeat these charges, so start with one card and verify the intended merchant before scaling.

Verification conclusion
The website currently serves working pricing, registration and Visa/Mastercard product pages, but the brand and current domain have a short public history and the operator wording has changed. Claims about licensed upstream issuance or very high approval rates remain first-party statements. Save fee screenshots, deposit hashes and support records, clear idle balances regularly, and avoid making a critical business dependent on one card segment.