SpeedPay

SpeedPay is a Hong Kong prepaid-card brand: cards are issued by ePayLinks Technology Co., Ltd. (SVF Licence SVF0011) under the Payment Systems and Stored Value Facilities Ordinance, sold/serviced by SpeedPay Treasure Global Fintech Limited. RMB/HKD/USD accounts, Mastercard acceptance worldwide plus ATMs, and Alipay binding (Hong Kong and mainland).

Listing verification (2026-11-10, official fee table)

• Card-opening fee: HKD 200 (RMB-account tier; USD-account differs per the official table); no annual fee;
• Funding: free from Hong Kong/overseas, 1.5% from mainland; local spending free, overseas/non-base-currency spending 1.8%;
• ATM withdrawals 2.0% (min 20 RMB/25 HKD/3 USD); transfers to your own mainland bank account 1.0%;
• T3 verified tier: annual limits 180k RMB / 200k HKD / 26k USD; dormancy and authorization-failure fees per the official table.

Note: the "100U opening / 2% / 1.9%" figures circulating in comparison tables differ from the current official schedule - this entry follows the official table dated 2026-11-10.

Entity & licence check (2026-11-11) - verifiable: issued by ePayLinks Technology Co., Ltd. under Hong Kong SVF Licence SVF0011 (stated on the official site) - searchable by number in the HKMA SVF licensee register; sold/serviced by SpeedPay Treasure Global Fintech Limited. Transparency grade: high (licensed HK issuer, public licence number).