Sunrate

Sunrate (sunrate.com), founded 2016, is a China-based cross-border payment and treasury platform officially claiming coverage across 190+ countries. Core products: global pay-in/pay-out, multi-currency business cards (Mastercard & Visa principal-member claims) and global accounts, operated by 寻汇支付有限公司.

Claims (verified 2026-10-23 + merchant profile)

• Cards: multi-currency business cards issued via platform or API; single/multi-use, limits and validity customizable; settlement in 10+ currencies
• Credentials: Mastercard & Visa principal member (official marketing); scenarios span travel, ad spend and e-commerce platforms
• Refunds (Veryfb merchant profile, self-submitted): balance withdrawal initiated in-console to personal FX or corporate accounts, with downloadable payment proof

Positioning

• Licensed B2B treasury-and-card platform, not a retail personal VCC
• Fits compliant cross-border businesses needing multi-currency flows plus issuing in one place