VMCardio

VMCardio (vmcardio.com) is an enterprise VCC issuing and expense-management platform: "financial infrastructure built for startups, cross-border e-commerce, and independent developers", claiming 5,000+ enterprise users.

Official claims (verified 2026-10-23)

• Issuing: real-time bulk multi-currency virtual cards across Visa/Mastercard with 20+ BINs (no BIN digits published — left blank in our database)
• Management: multi-level teams, RBAC, per-member quotas, daily/weekly/per-transaction limits, real-time lock/unlock
• Integrations: batch-operation API, seconds-level response; a Card BIN Pass Rate section exists (details behind login)
• Scenario examples: Google Ads, ChatGPT Plus, Telegram Premium team spend

Caveats

• B2B-oriented onboarding; not aimed at personal light use
• "20+ BINs" and pass-rate data are not numerically published; confirm with support before volume

Merchant-profile addendum (Veryfb listing, self-submitted, 2026-10)

• Entity: KAIJING INFO TECH LIMITED (Hong Kong, registered 2022); gold-tier since 2026-05
• Profile claims 40+ BINs (official site says 20+; no digits published — left blank)
• Funding (self-submitted): $100 minimum deposit, wallet pre-check required, $5/transaction for irregular deposits
• Refunds (self-submitted): $4 + 3% per withdrawal within 7 working days; >50% chargeback or <$500 funded accounts face restrictions