MPChat Cloud Card

VISA virtual card (Cloud Card) issued through MPChat app, Singapore-issued, USD-denominated. Only requires Chinese ID + domestic phone + domestic address, no passport needed. KYC via Sumsub. Integrated with Binance Pay for instant USDT top-up. Issuance fee 9.9 USDT, transaction fee 0.8%. Verified working with ChatGPT Pro/Plus subscriptions. Supports Alipay and WeChat binding. Operated by MindMatrix Technology Limited (Hong Kong). NOTE: Custodial wallet - only load what you need, do not store large balances.