
MSX X Card
MSX (operated by Mystonks Holding LTD) styles itself as an RWA trading platform offering 300+ tokenized US equities, Pre-IPO unicorn shares (marketing cites SpaceX, OpenAI, ByteDance and Anthropic) plus crypto spot and futures. X Card, launched June 2026, is its Visa-network crypto payment card: global spending, remittances and ATM withdrawals (excluding Mainland China and OFAC regions), Google Pay support, monthly limits up to $1 million, and launch-period waivers on deposit, swipe and annual fees plus a limited-time "save up to 300 USDT & earn 3% cashback" promo.
⚠️ Risk flags (from listing-time verification)
· The platform claims US/Canada MSB registrations and PCI DSS, but Mystonks Holding LTD's place of registration, licence numbers and issuing bank partner are not published on official pages, and no independent regulatory record cross-checks them
· Retail Pre-IPO share offerings are high-risk primary-market products; the platform's own "scarce quotas, first-come-first-served" framing plus the Cerebras success story are unverifiable marketing
· The homepage simultaneously promotes 100x-leverage futures and a "complete tasks for 500U+" signup bonus — a classic retail-incentive stack
· Overall: the payment card itself is undifferentiated vs established crypto cards, and the investment-loop selling point (RWA/Pre-IPO) is exactly the least transparent part. If you only need a payment card, better-disclosed licensed alternatives exist in the same category; if drawn by the investment pitch, treat it as a high-risk platform and size deposits accordingly
Product (official claims)
· Visa-network crypto card, launched June 2026
· Spending, global remittance, ATM withdrawals (ex-Mainland China, ex-OFAC)
· Google Pay binding; monthly limit up to $1,000,000
· Launch incentives: no deposit/swipe/annual fees; limited-time up-to-300-USDT savings + 3% cashback
· Trading fees: RWA spot buy 0.3% / sell free, futures maker 0.02% / taker 0.045%, USDT withdrawal 0.5 USDT per transfer
AVAILABLE PRODUCTS
Card BINs
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