MuseWallet

MuseWallet (app published by Musetech UAB, Lithuania) is a Southeast-Asia-focused crypto wallet plus card combo: a Visa virtual card and a physical card (ATM withdrawal, POS/NFC, Apple Pay binding), topped up with USDT/USDC at an advertised 0% top-up fee, alongside QR Pay (THB/VND/IDR/PHP scan-to-pay), fiat transfers, an earn product (MuseEarn) and crypto trading. App-store reviews mention using it for Claude/AI subscriptions.

Compliance status (listing-time verification)
· The site claims licences across Australia, Hong Kong and elsewhere (HK TCSP, VASP registrations), but no regulator numbers are published for cross-checking
· The Lithuanian company register (cr.lt) shows Musetech UAB (reg. 306291601) filed notices of TERMINATED virtual-currency exchange/custody operator activity in both 2023 and 2024 — the Lithuanian VASP licence is no longer active, and the current licensed entity and issuing bank behind the card are not disclosed
· Google Play carries a no-response-support complaint (withdrawal issue); the app occasionally signs users out
· Treat as medium risk; do not park large balances on the card

Product highlights (official claims)
· Visa virtual card: online payments, subscriptions, e-wallet binding
· Physical card: ATM cash, POS, NFC; annual-fee waiver advertised
· Top-up: USDT/USDC (never BTC for the card fee); 0% top-up fee advertised
· QR Pay: THB/VND/IDR/PHP local scan-to-pay with automatic crypto-to-fiat
· Flow: register → KYC (government ID) → deposit the card fee → apply in the Card tab