VirtCardPay Virtual Card

VirtCardPay (virtcardpay.com) issues and manages virtual Visa/Mastercard cards inside Telegram, aimed at the CIS market: register via the @VirtCardPay bot; USD cards run on Visa (BIN 474362) and EUR cards on Mastercard (BIN 519759). Opening fee $3/eur3 + 4%; top up with USDT (TRC20/BEP20) or TON, with SBP ruble top-up announced as coming; Apple Pay/Google Pay supported; 50,000+ active users claimed. Operating entity and licences undisclosed, CIS-focused and compliance-opaque - non-CIS users should be cautious and start small.